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Onyx Management Consultants

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Corporate Donors
  • December 18, 2020December 18, 2020

A List of 14 Corporate Donors in Kenya

In recent years, many companies have become corporate donors by embracing corporate social responsibility (CSR), a concept through which companies integrate environmental conservation and social concerns in their business operations. When conducted in good faith,…

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Core Funding
  • December 11, 2020December 11, 2020

7 Benefits of Core Funding

Non-profit organizations encounter many difficulties trying to secure core funding . It is not uncommon to find an NGO with a good reputation ,required skills ,and networks unable to implement a project due to lack…

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Time Value of Money
  • November 11, 2020December 15, 2020

10 Easy Examples of Time Value of Money

The Concept of Time Value of Money (TVM) The concept of time value money (TVM) asserts that the value of money (or a dollar) today is worth more than the value of a dollar in…

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concept notes
  • September 1, 2020November 29, 2020

3 types of concept notes

Concept notes provide a basic summary of the proposal that contains a brief description of the project and the objectives being pursued. Some funding organizations seek short concept notes from NGOs before the submission of…

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ETHICS
  • July 25, 2020November 28, 2020

6 Reasons why Ethics is important in Business and Accounting

Ethics in Business and Accounting Business ethics refers to moral rules that govern how businesses operate, how people (i.e. customers, shareholders & clients) are treated, and how business decisions are made. It covers topics such…

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Referral Cover Letter
  • July 20, 2020November 29, 2020

Great Referral Cover Letters

A referral cover letter is used when you want to share a mutual contact you have with the hiring manager. The contact can be a friend, employee, or networking acquaintance at the company where you…

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Bookkeeping
  • July 17, 2020July 28, 2020

6 reasons why bookkeeping is important for your business

The Business dictionary defines Bookkeeping as keeping a detailed record of the business transactions for a person or business. Businesses get information for making important financial decisions from bookkeeping,so it is very important to keep…

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Grant Writer
  • July 16, 2020November 29, 2020

5 reasons why you need to hire the best grant writer

There are many reasons why you need to hire a great grant writer.Winning a grant is an uphill task. With so much competition for few grants, hiring a grant writer to assist you apply for…

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Cover Letter
  • July 16, 2020November 29, 2020

8 Important documents that need a cover letter.

A cover letter is a letter of introduction attached to or accompanying another document such as a resume or a business proposal. Below are 8 documents that need a cover letter: Job applications. Referrals .…

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Savings Calculator

©2021 $ : mm/dd/yyyy

Savings Calculator — calculate future value

This calculator easily answers the question "If I save 'X' amount for 'Y' months what will the value be at the end?"

The user enters the "Periodic Savings Amount" (amount saved or invested every month); the "Number of Months" and the "Annual Interest Rate" or the annual rate of return one expects to earn on their investments.

The calculator quickly creates a savings schedule and a set of charts that will help the user see the relationship between the amount invested and the return on the investment. The schedule can be copied and pasted to Excel, if desired.

The investment term is always expressed in months.

  •  60 months =  5 years
  • 120 months = 10 years
  • 180 months = 15 years
  • 240 months = 20 years
  • 360 months = 30 years

If you need a more advanced "Savings Calculator" — one that lets the user solve for the starting amount, the amount to invest, the interest rate, the term required to reach a goal or the future value; or if you would like to easily print the schedule; or if you need to pick a different investment frequency, then you may want to try the calculator located here: https:/financial-calculators.com/savings-calculator

Currency and Date Conventions

All calculators will remember your choice. You may also change it at any time.

Clicking "Save changes" will cause the calculator to reload. Your edits will be lost.

Auto Loan Calculator
Enter a "0" (zero) for one unknown value above.

©2021 $ : mm/dd/yyyy
  Original Size  

Auto Loan Calculator Help

Use this calculator to calculate loan details when the down payment is expressed as an amount.

Unlike a general loan calculator, this calculator allows for two unknown values. In addition to solving for the monthly payment amount, it will also calculate the "Price of the Car", the "Down Payment Amount" or the "Amount of the Loan". Just enter a "0" (zero) for one of the three values and provide the other two.

Note that the calculator calculates what percentage the down payment is of the price of the car. This is handy when a lender requires a borrower to provide a minimum percentage cash deposit.

The term (duration) of the loan is expressed as a number of months.

  •  60 months =  5 years
  • 120 months = 10 years
  • 180 months = 15 years
  • 240 months = 20 years
  • 360 months = 30 years

If you need the ability to print the amortization schedule, or more flexibility such as selecting different payment or compounding frequencies or the ability to calculate term or interest rate, please see the auto loan calculator here: https://financial-calculators.com/auto-loan-calculator

Currency and Date Conventions

All calculators will remember your choice. You may also change it at any time.

Clicking "Save changes" will cause the calculator to reload. Your edits will be lost.

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